Asset Classes For First Time Investor

Cash and Cash Equivalents Asset classes for first time investors
It is the most liquid form of asset class that you can invest in. It includes physical cash, money in your saving accounts, short term T-Bills etc. You can easily convert these instruments for your needs but these instruments give a minimum or no possible ROI.

Fixed Income As the name suggests these asset classes gives a fixed income after a certain interval of cibil scoretime. These asset classes usually offer a rate of investment that will not be able to beat inflation in short to longer term. Fixed income instruments would include Bank fixed deposits, Recurring deposits, PPF, Post office saving schemes, Endowment plans etc. If you wants to earn a moderate ROI but at the same time don’t want to risk your money, then you must invest your money in these instruments.

Equity Equity is one asset class that is having highest risk with possibility of highest ROI. Equity refers to stocks and shares that you buy as a part of ownership in a company. This instrument is best suited for an individual with credit score rangehigh risk taking ability. Equities would include investment options like direct equities/stocks, Equity mutual funds, equity linked saving scheme, Exchange traded fund etc.

Real Estate Real estate investment is one of the most illiquid investments present in Indian market. You need to invest a large amount of money at the beginning to purchase a property. This form of investment is quit cyclical in nature and the rate of investment cannot be predicted with certainty. All major Indian cities are facing a slump in real estate market and ROI has been in single digits in all major cities in past few years.

Commodities � Commodities refer to the physical goods that can be bought and sold in the market. Gold and silver commodities are one of the most popular commodities in India. Indians have been investing in gold and silver since ages.ROI

Peer to peer lending � It is one of the most recent addition to investment asset classes available to investors. It is bases on social lending concept in which a group of lenders crowd fund a borrower. An investor in peer to peer lending can earn a ROI between pretax returns of 18% to 25% per year, which translates to 12% to 17% post tax returns per year.

Binary Options Pro Signals Review

It was people like that, who thought they hold everyone’s destiny in their hands and could do with it what they please. Those sorts of people had been controlling my life for so long until I decided enough was enough, and I was taking my life back.

That’s when I discovered binary options, now you’ve probably heard only negative things about binary options, with people saying that it’s all a scam and you’ll never get your money back blah blah. Well I’m saying that’s not true at all. Don’t get me wrong, there are some people out there will scam you but there’s scammers everywhere you look.

I came across Binary Options Pro Signals a few years back when I’d just lost my job because of some stupid reason and I really needed the extra cash to support myself and thankfully I had money stashed away somewhere and instead of doing what most people would do which is to go on holiday and postpone your problems. I decided I was taking matters into my own hands and started looking at ways to make money online, which is when I discovered Binary Options Pro Signals.

I thought I was going to have to fork out hundreds to be part of their group, but I was taken back when I found out that they offered $1 a day trial for 14 days, so naturally I went for it. At first I didn’t know what to expect because I was complete novice but I began learn really quick about how things worked, and I could almost predict when the next signal would be released.

Let me tell you this. I DID NOT WIN 100% OF THE TIME it’s simply not possible. You will have some losses because that’s part of the game. Anyone who says you will get 100% returns every time is absolutely trying to scam you. Transparency is a huge trust factor with these types of services, because unless they’re open and honest how are you meant to trust them.

I’ve been with Binary Options Pro Signals now for 3+ years and for the first time, I can say that I’m less stressed and I’ve got a healthier mind set, and I’m actually enjoying life by not worrying constantly about where the next paycheck is going to come from. Taking control away from these company bosses and allowing myself to control my destiny is THE best decision I’ve ever made.

The Investment Tips For A First Time Investor

Start early � You should start investing in as early as you can. By staring early, you are giving yourself additional time for failure and success in investing journey. By cibil scorestarting early you are also giving yourself benefit of �power of compounding�. Power of compounding works as magic if you start early. For example if you invest Rs 1 lakh at the age of 25 then you will get close to 1 Crore Rs by the time you turn 50.

Invest in SIPs � SIP stands for �Systematic investment Plan� and is one of the best options to invest in market. You can invest through SIP in mutual funds. Mutual funds are the best option for first time investors. These mutual funds are professionally managed by fund houses invest in large number of companies. Before investing in any mutual fund, you should look for past average performance of the fund house, total experience, sectors and companies investment optionsmanaged etc. There are different types of funds available in market like large cap fund, mid cap fund, small cap fund, balanced fund, debt fund etc. Initially, investors should look to invest in balanced fund through SIP. By taking SIP route to invest in stock market you are reducing the burden from your side and also reducing the cost of funds over a longer period of time.

Say �no� to day trading � Day trading is an investment strategy adopted by some investors to invest or exit daily from the market. You should avoid this strategy and remain invested for longer period of time.

Dollar cost averaging � It is advisable for first time investors to not to invest loan against GPA propertytheir entire money at one lump sum payment in investment. For Ex � if they have 50 thousand to invest in stocks then they should break down this into 10 investments of 5000 each for 10 consecutive months. This will reduce their average cost of acquisition and even if market takes a down turn then their loss would be minimize due to �Dollar cost Averaging�.

There are plenty of new options available to first time investors to invest their money intelligently. It is advisable to invest in through SIP mode in balanced funds and tax saving funds. First time investors should avoid the trap of day trading and advice of relatives. Investment for a longer tenure is advisable for first time investors to take advantage of �magic of compounding� rule. The article on Loankuber made me inform about investment strategies for first time investors. This article on investment options proved to be very informative and beneficial to me and if you are a fellow borrower you should definitely give this article a read.

The Options Trading Signals Live Review

Now, because Binary Options Trading Signals Live want you to get the best experience as possible with their service, they have decided to offer a free trial, which not many services do. The free trial is on a Monday morning and guess what? No credit cards are needed, so you are at no risk of losing any money what so ever. In fact you only stand to make money with their free trial.

Once you sign up, you’ll then be connected to the live trading room where you’ll be presented with a number of different charts displaying currency pairs. Some of which will be the likes of EURUSD, GBPUSD, USDJPY, EURGBP, USDCAD, AUDUSD just to name a few.

This particular services uses a number of different strategies to fine tune their trading process, and some of these strategies are; Trend Trading, MIM Strategy, and Humphrey’s Strategy.
Trend trading is very common amongst all traders, as it’s probably one of the first things they hear, and a common phrase you’ll hear is “the trend is your friend”. A trend can show you what type of market you’re in, whether it be a bull market, bear market or range market. Bull markets are where price continually makes higher highs and high lows. Bear markets are where price continually makes lower lows and lower highs. Range markets is where price is showing no clear direction and is choppy and all over the place.

MIM Strategy is a 3 candle pattern on smaller time frames such as the 15 minute or 5 minute. This strategy works by keeping a watchful eye on the live trading floor for specific signals, which are provided as part of the software by Binary Options Trading Signals.

Humphrey’s Strategy is a rather effective and popular strategy amongst traders who are part of this group, as this is the one that tends to produce the most winning trades. One of the main reasons why this particular strategy produces the most wins is that, you have to let the trade run it’s course over the allotted time.

All of these strategies are explained in greater detail when you join the program, as well as an introduction into more strategies.

Forex Signals Useful In Making Profits

Forex is a multi currency exchange where a trader can trade different currencies. The various foreign exchange or currency exchange rates are listed in the exchange. The traders trading in the Forex Exchange market must follow some strategy to trade in the Forex market. He can take help of some advisory firms giving forex signals from time to time to trade profitably.
Make Real Profits with Forex Trading
A forex signal is an advice given to buy or sell a particular currency pair at a particular price and at a particular time. The point is whether the trading based on Forex trading signal is beneficial for a trader can make real profits while trading based on forex signals. As these signals are generated after in-depth technical analysis performed by analysts in the advisory firms, the effectiveness of the signals depending on the expertise and experience of the analyst. Also at times the Forex signals are provided by some automated robots which work on some mathematical formulae and calculations to give the Forex signals. In this case the effectiveness of the Forex trading signals depends on the algorithm adopted by the Robot to calculate the signals.
It is also the case that predicting the forex variations with 100 percent accuracy is not possible by any analyst. Thus, there is always a risk factor involved while trading in the forex markets. Thus a trader can make profits based on the probability of correctness of the signal. He can make profit in 7 or 8 trades out of 10 trades and in overall sense can make good profits.
Source of Forex Signals
These forex signals are communicated by email or sms from time to time by the best trading tips provider to the traders. These signals include the entry price levels and exit price levels along with proper stop loss to exit the trade without incurring heavy loss. The forex signals also state which currency pair one should trade to make good profit.
The national and international news has a good impact on the price movements in the Forex markets. So the trader should keep himself acquainted about the national and International news also. Thus the news based trading is also an effective way of trading in Forex or Stock market. One can trade in the forex at the times when some potential news is about to come. Thus, on the breaking of the news the traders or investors can take the benefit of momentum or trade due to the impact of the news.